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Impact Windows

Installing Impact Windows: Measure to Final Inspection

Installing impact windows in South Florida follows strict permit and inspection steps. Learn what happens from measure day through final approval.

SafeGuard Team · · 10 min read

Reviewed by Aldo Dellamano, Licensed Florida General Contractor|Last updated: October 2026|Editorial policy →

Installing Impact Windows: Why Measurement Comes First

Answer

Installing impact windows begins with two distinct measurements: daylight opening (DLO) and tip-to-tip.

Installing impact windows begins with two distinct measurements: daylight opening (DLO) and tip-to-tip. Per PGT's measuring guide, WinGuard Vinyl windows are ordered by DLO with a 5/8-inch flange, while aluminum products are ordered tip-to-tip with a 1/2-inch flange. Both methods calculate opening size using 1/8-inch shim space, with a hard maximum of 1/4 inch. Getting this wrong means a unit that either won't fit the rough opening or creates a shim gap that violates the approval drawing, both outcomes require a costly re-order. Beyond dimensions, the measuring visit confirms wall thickness, substrate type (concrete/CMU, wood framing, or metal stud), and whether a buck strip is needed. Florida law under Fla. Stat. 489.126 requires a contractor who collects more than 10 percent of the contract price upfront to apply for permits within 30 days and start work within 90 days of permit issuance. That clock starts at deposit, so measuring and ordering must happen quickly. A notice of commencement (NOC) must be filed before the first inspection on any contract exceeding $5,000 under Fla. Stat. 713.135.

The 1/4-inch maximum shim gap isn't a guideline, it's a condition of the product's Florida approval. Exceeding it voids the tested assembly and fails inspection.

Delivery, Staging, and Pre-Install Checks

Answer

Delivery day is the first quality gate. PGT's Product Handling and Storage Recommendations require crews to inspect each unit at delivery for size, type, operation, impact rating, and visible damage.

Delivery day is the first quality gate. PGT's Product Handling and Storage Recommendations require crews to inspect each unit at delivery for size, type, operation, impact rating, and visible damage. Critically, you must confirm the unit fits the prepared opening before removing the existing window, once the old window is out, the opening is exposed to weather. On a typical South Florida project, units should be stored upright, out of direct sunlight, leaning no more than 10 degrees from vertical. Protective film on laminated glass must be removed immediately after installation, per PGT's handling guidance. Crews staging units inside the home should keep them away from high-traffic paths to avoid edge chips. For a broader look at what our impact windows installation service covers, from product selection through permit closeout, that page details SafeGuard's full scope. Checking the job-site NOA packet at delivery is equally important: Miami-Dade NOA 25-0520.01 requires a copy of the entire NOA to be available on site at the Building Official's request.

Removal and Opening Prep: What the Crew Does Before Setting the New Unit

  1. Remove the existing window — The crew carefully cuts sealant, removes fasteners, and extracts the old frame without damaging the rough opening substrate. Concrete dust and debris are cleared before setting the new unit.
  2. Check for lead paint (pre-1978 homes) — The EPA notes that homes built before 1978 are more likely to have lead-based paint, and that window replacement can disturb it. If your home was built before 1978, EPA recommends hiring a lead-safe certified contractor, so ask any installer to show that certification.
  3. Prepare the substrate — The crew verifies substrate type matches the approval drawing, concrete/CMU, wood buck, or metal framing. Damaged substrate must be repaired before anchoring begins; a compromised buck transfers loads incorrectly to the structure.
  4. Confirm rough opening dimensions — With the old window out, crews re-measure the opening and compare against the ordered unit's approval drawing. Any discrepancy over 1/4 inch must be addressed before the new unit is set.
  5. Stage shims and fasteners — Shims and fasteners specified on the approval drawing are staged at each opening. Substituting a different fastener type or diameter, even one that looks identical, invalidates the tested assembly under Florida law.

Setting and Anchoring to the Approval Drawing

Answer

Florida Building Code Section 1626.2 (HVHZ large missile test) requires that fasteners used in field installations be identical in size and spacing to those used in the tested specimens.

Florida Building Code Section 1626.2 (HVHZ large missile test) requires that fasteners used in field installations be identical in size and spacing to those used in the tested specimens. The test involves a 9-pound 2x4 timber striking at 50 feet per second. That standard makes fastener substitution illegal, not just inadvisable. Miami-Dade NOA 25-0520.01 for PGT's SH-5500 shows 4 anchor configurations. These are: through the frame into concrete/CMU, through a 1x buck strip, into 2x wood framing, or into metal framing. Each configuration specifies embedment depth, anchor diameter, and spacing. The crew determines the site-specific design pressure from ASCE 7 tables. They then select the anchor group from the NOA that meets or exceeds that pressure. The 1/4-inch maximum shim applies to every anchor group. Understanding how Florida Product Approvals and Miami-Dade NOAs differ is covered on our Florida Product Approval vs Miami-Dade NOA explainer. Each document governs different things. Fla. Stat. 553.842(4) confirms that a statewide product approval bars local jurisdictions from requiring additional testing. This applies as long as the product is used within its approval conditions.

Each installed unit must bear a permanent label stating 'Miami-Dade County Product Control Approved', the inspector will check that label before approving the anchoring.

Miami-Dade vs Broward: Inspection Requirements Side by Side

Miami-Dade CountyBroward (e.g., Pembroke Pines)
Inspection name102-Buck and Fastener inspectionStructural Attachment + separate Final inspection
When to callAll windows installed, before interior perimeter is caulked or finishedAll openings installed with no covers, trim, casings, or interior caulk
Exterior caulk at inspectionNot specified, shim space must be visibleAllowed to keep openings watertight
Fastener cover platesMay not be installedMust not be installed at attachment inspection
Inspection typeFinal, closes the permit; virtual or on-siteTwo separate inspections required to close permit
Required on-site documentsNOA copy available upon Building Official's requestPermit card, construction drawings, and product approvals on site

Inspections: What Miami-Dade and Broward Actually Check

Answer

Miami-Dade's Fast Track window/door permit process requires a single '102-Buck and Fastener' inspection.

Miami-Dade's Fast Track window/door permit process requires a single '102-Buck and Fastener' inspection. It is requested only after all windows are installed. It must be requested before the interior frame perimeter is caulked, sealed, or finished. Inspectors must be able to see the shim space clearly. Fastener cover plates cannot be installed yet. This inspection is both structural and final: it closes the permit. It can be conducted virtually or on site. Our Miami-Dade impact window permit guide details the full Fast Track submission checklist. In Broward County, Pembroke Pines requires 2 separate inspections. These are a structural attachment inspection and a standalone final. At the attachment inspection, all openings must be installed with no trim, casings, or interior caulk. Exterior caulk is allowed to keep the opening watertight. The permit card, construction drawings, and product approvals must be physically present. Our Broward County impact window permit guide covers additional municipalities. It includes their specific portal requirements and typical review sequences.

Key Numbers That Govern Every Impact Window Installation

1/4"
Maximum shim gap
50 fps
Large-missile test speed
30 days
Permit application deadline
Dec 31, 2026
FBC Ninth Edition effective date

Finishing, Caulk, and Owner Maintenance

Answer

Once the inspector approves the anchoring, interior trim and caulk can go on. Protective film must be peeled from laminated glass immediately after installation.

Once the inspector approves the anchoring, interior trim and caulk can go on. Protective film must be peeled from laminated glass immediately after installation. Exterior caulk between the frame and the wall cladding is applied last, after structural sign-off. PGT's replacement product warranty is explicit: caulking or sealant between the product and exterior cladding is not part of the product, is not warranted, and is the homeowner's maintenance responsibility. Failure to re-caulk when the exterior sealant cracks or separates is treated as failure to properly incorporate the product into the building envelope, a warranty exclusion. Plan to inspect exterior sealant annually, especially after a severe storm season. Two code items apply to replacement windows specifically. First, a replacement window serving as a required emergency egress (escape) opening is exempt from R310.2 minimum-size rules under Florida Existing Building Code Section 702.5, provided it is the manufacturer's largest standard size that fits the existing frame and matches the original operating style or one with equal or greater opening area. Second, window sill heights over 72 inches above grade may require fall-protection glazing, confirm with your permit drawings.

What to Verify Before Your Crew Leaves the Job Site

  • Protective film removed — Protective film should come off laminated glass immediately after installation, confirm every pane is clear before the crew packs up.
  • NOA label on every unit — Each window should bear a permanent label with the manufacturer's name, model/series, and 'Miami-Dade County Product Control Approved' or the Florida Product Approval number.
  • Permit card still on site — The permit card, construction drawings, and product approvals must remain on site until the final inspection closes the permit, do not discard them early.
  • Exterior caulk applied, interior caulk pending — Exterior perimeter caulk can go on after anchoring to keep openings watertight; interior caulk and trim wait until after the Buck and Fastener or structural attachment inspection.
  • Egress windows confirmed — Any bedroom window that serves as an emergency escape opening must comply with Florida Existing Building Code Section 702.5, verify the operating style and opening area match the permit drawings.

The December 31, 2026 Code-Edition Switch

Answer

Miami-Dade County has confirmed that the Florida Building Code Ninth (2026) Edition takes effect December 31, 2026.

Miami-Dade County has confirmed that the Florida Building Code Ninth (2026) Edition takes effect December 31, 2026. Permit applications submitted through the online portal after 4 PM on December 30, 2026 must comply with the 2026 edition. The current Eighth Edition will no longer apply after that cutoff. Products tested under the current code cycle may need updated approval documents under the new edition. The Florida Building Code publishes edition transition guidance as code cycles advance. Pulling your permit before that cutoff locks your project into the current approval cycle. It also avoids re-submittal delays caused by the edition transition. SafeGuard closes more than 1,200 impact-window, impact-door, and roofing projects per year. All work is executed by in-house crews with no subcontracted field work. That means permit tracking and inspection scheduling stay inside a single accountable team. All 20 crews operate across South Florida under that same structure. If you're weighing whether to tackle installing impact windows yourself, our DIY vs professional impact window installation guide explains why. Approval drawings and permit inspections make self-installation extremely difficult to do legally.

Verify any contractor's Florida license at the Florida DBPR contractor lookup before signing. A licensed General or Roofing Contractor must pull impact window permits in Florida, an unlicensed handyman cannot.

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Sources & References

External authorities cited in this article. Verify the latest published version of any building code or product approval directly with the issuing agency.

  1. Florida Building Codefloridabuilding.org
  2. Florida DBPR contractor lookupwww2.myfloridalicense.com

Frequently Asked

Common Questions

What is the correct way to measure for impact windows in South Florida?

Installing impact windows requires measuring to the product's approval spec, not a generic rough opening. PGT's guide specifies that vinyl products like WinGuard are ordered by daylight opening (DLO) with a 5/8-inch flange, while aluminum products are ordered tip-to-tip with a 1/2-inch flange. Both methods use 1/8-inch shim space, with a maximum of 1/4 inch. A licensed contractor confirms substrate type and wall thickness at the same visit so the ordered unit matches both the opening and the NOA anchor group.

Why can't I install impact windows myself in Florida?

Installing impact windows in Florida requires a building permit pulled by a licensed contractor, and the installation must match the product's Florida Product Approval or Miami-Dade NOA exactly, including fastener type, diameter, spacing, and embedment depth. The building department inspects shim space and anchoring before interior trim goes on. A homeowner who self-installs without permits risks a stop-work order, failed resale inspection, and a voided product warranty. Our DIY vs professional comparison page covers these risks in detail.

What does the Miami-Dade 102-Buck and Fastener inspection check?

Miami-Dade's 102-Buck and Fastener inspection is required for all Fast Track window and door permits on single-family homes. The inspector verifies that all windows are installed, shim space is visible (no interior caulk, trim, or casings), fastener cover plates are not installed, and the NOA label is present on each unit. This single inspection is both the structural and the final review, it closes the permit and can be conducted virtually or in person.

How does Broward County's inspection process differ from Miami-Dade's?

Broward County municipalities like Pembroke Pines require 2 separate inspections, a structural attachment inspection and a final inspection, rather than Miami-Dade's single 102-Buck and Fastener review. At the structural attachment inspection, all openings must be visible with no trim, casings, or interior caulk, though exterior caulk is allowed to keep the opening watertight. The permit card, construction drawings, and product approvals must be physically on site at both inspections.

Who is responsible for caulking after impact windows are installed?

Exterior caulk between the impact window frame and the wall cladding is the homeowner's ongoing maintenance responsibility. PGT's replacement product warranty explicitly excludes caulking or sealant from product coverage, classifying it as a maintenance item. Inspecting and re-caulking the exterior perimeter annually, especially after storm season, prevents water intrusion and keeps the installation consistent with how the product is designed to be incorporated into the building envelope.

Does the 2026 Florida Building Code affect impact window installs?

Yes. Miami-Dade County has confirmed that the Florida Building Code Ninth (2026) Edition takes effect December 31, 2026. Permit applications submitted online after 4 PM on December 30, 2026 must comply with the new edition. Homeowners planning large replacement projects should coordinate with their contractor to pull permits before that deadline to avoid re-submittal requirements under updated approval documentation. The Florida Building Code website publishes edition transition guidance as the cutover approaches.

Content Disclosure

This article is provided for general information only and reflects current Florida Building Code requirements, common South Florida construction practices, and SafeGuard's field experience. Actual project costs, permit requirements, material availability, and timelines vary based on your home, municipality, and project scope. Florida law requires that any residential construction work over $1,000 be performed by a licensed contractor — always consult a Florida-licensed contractor before starting an impact-window, impact-door, or roofing project and verify credentials at myfloridalicense.com. This guidance is not a substitute for a project-specific estimate or on-site evaluation by a licensed professional.